Having the extra edge could be the key to attract, service, and retain the the modern-day banking customer.
Most existing systems only provide a basic insight into the real finance profile of a client which would end up finance companies losing the opportunity to provide the right level of tailored services to them. Our Fintech offering can perform deep analytics on your client's behaviour patterns and help you uncover never before seen sending patterns, behavioural patterns and relationships which will help you take crticial decisions when it comes to offering new facilities to clients.
Check out our Fintech services product range and details below.
vxFRMS
vxFRMS, a cutting-edge financial risk management system that enables banks and financial institutions to manage all their risk segments effectively and proactively
vxAnalytics
vxAnalytics, a comprehensive end-to-end data analytics tool that provides sub-second queries on billions of data records
vxDemo
vxDemo is our newest product in the telco range and delivers fantastic demo capabilities for you to reach more clients.
vxFRMS - the cutting-edge financial and credit risk management system by Vizuamatix - can assist all levels of management to manage their risk segments effectively and proactively by providing Early Warning Signal of risky financial sectors, operational regions, operational branches, and individual customers. These Early Warning Signals are provided by analyzing customer behavior and economical factors both local and global. One of the key specialties of the platform is utilizing machine learning to analyze the NPA customer behavior make predictions of future NPA probability with very high accuracy. These features combined provide a very powerful platform for decision-makers to take quick accurate decisions to manage their financial portfolio with minimal risk.
Rule-based Early Warning System (EWS) with vendor independent, configurable scoring modules
Predictive analytics based accurate credit risk ratings
Faster ECL implementation with an inventory of commonly used model types
A rule based and AI-powered model based Transaction Monitoring System (TMS)
An interactive UI and a workbench to perform data visualizations, analysis and model building
AI-based Non-Performing Assets (NPA) prediction / ability to visualize portfolio NPA trends over time.
What can vxFRMS do for you?
Helps in loan disbursement decisions. It can integrate with third-party systems. E.g. central credit rating systems to check the borrower’s financial health
Helps in loan disbursement decisions. It can integrate with third-party systems. E.g. central credit rating systems to check the borrower’s financial health
Prevents exposure with defaulting borrowers by monitoring borrowers and their portfolios backed by substantial explanations.
Given the volatility of the environment, stakeholders need constant reassurance that their expectations of good-quality low-risk loans can be met. Effective monitoring can lower loan-loss contingency by 10% to 20%. Institutions with sound credit-monitoring practices have a strong risk appetite, a higher return on equity, and a better capital yield. Achieve all of these with vxFRMS.
CORE FEATURES
ADDITIONAL FEATURES
Holistic 360 degree view of a customer's data including credit history, warning signals and product portfolio at a glance
Visualize complex networks of relationships and risk propagation between entities and linked accounts
Out-of-the-box visualizations and analytics for informed business decisions
Facilitate to maintain an intuitively selected lists of customers for close monitoring
User friendly and efficient framework for Issue creation, user and action assignment and smooth management between different teams.
Support generation of standard and customised reports
Integration with internal and external data sources and in to existing infrastructure
In-house data science capabilities for continued enhancements / Detailed chronological reports for traceability of work processes
